Surfing Smart while not at home


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How to protect yourself while shopping and  banking online. 

Alway’s remember It’s best to wait until you’re at home to do any online banking or shopping while online. If you need to make an emergency transfer or check your balance, it’s safer to use your cell phone to connection instead of Wi-Fi.

While banking if possible, use your Bank’s official app and  ask if any other security maybe available, that your bank might offer to keep multiple layers in front of hackers. Most banks are moving to a two part authentication process. Bank of America’s has SafePass, for example, it will send a text message with a 6-digit code to authorize a transaction. The code will expires right after you use it.

Even if you’re on a public Wi-Fi connection, most sensitive sites use SSL encryption to encrypt the information that passes between your device and the Web server. You’ll see HTTPS and a PADLOCK icon in your browser’s address bar instead of the normal HTTP. While going to your bank from your internet connection, remember to always open a new session don’t go from facebook, Email account or anyother site to your   bankofamerica.com or www.wellsfargo.com  account. It is too easy for hackers to attached to your machine and hijack your password.

You have to stay allert  though. Encryption will kick in at different stages on sites. If a log-in page isn’t encrypted, a hacker could intercept your information very easy. Any time you are logging into your Bank, email, anything where you would worry about someone taking you to the cleaners, before you put your username and password in, look and make sure you have a https//  in front of the url.

Make sure your email program, Facebook and all other social media accounts are also configured to take advantage of secure HTTPS browsing. The browser add-on HTTPS Everywhere does it for you automatically.

Thanks for reading, it can only make you safter while on the web

Tip: when first connecting to a hotspot from a PC or Mac, never choose Home network, always choose public for better security. (No file sharing is allowed under Public by default)